I have earnestly endeavored to make the mortgage process as environmentally sensitive as possible.  From application to delivery of your final documents to you and the investor we strive to make the entire transaction digital as far as possible.  Whatever paper I do use is from recycled stock.  Our secure digital transfer system dramatically reduces environmental strain eliminating on average over 200 paper pages per transaction and hundreds of miles in fuel cost for delivery.  Call anytime!

$250.00 dollar donation to Habitat for Humanity, UNAIDS, UNICEF or Foundation Escalera on each mortgage closed in 1^st position by mentioning my site!

Send me your name in an e-mail to loanswithjim@msn.com  and request to enter a drawing to win a $25.00 gift certificate to

Sages Cafe, Addicted Cafe or Fiddlers Elbow

(Drawing 2^nd Monday of each month)

*Always great rates

*low fees

*Programs to suit You!

*100% Financing

*Good and Damaged Credit

*Stated Income

*Primary and Rental

*Call anytime!