Loans for Your Lifestyle with Jim
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Most prospective clients like to know the background of our company and the people they will be working with. On this page I will tell you a little about Utah Mortgage Loan Corporation and how and why I can help you succeed.




























Client Accolades:

"Your firm really helped us put our finances into perspective."
John Richards

"With the help of your services, I finally got into a home with a loan I can afford."
Lesley Edwards






Utah Mortgage Loan Corporation (UMLC) has been around since the late 1800's and was the first established non bank mortgage entity established in the State of Utah and has a staff with centuries of experience in the mortgage lending industry.  I am very comfortable and excited to be working with people that collectively and individually have a reputation and committment to honesty, dependability and excellent customer service. At UMLC we provide a full range of residential real estate services including government loan, conventional loans, stated income products, and affordable loan programs for damaged credit borrowers.   We are a direct endorsement FHA approved lender.  This means that the evaluation of FHA loan applications is done internally in our office, which will expedite the approval process.  At Utah Mortgage Loan Corporation our goal is to provide affordable mortgage loan alternatives that contribute to the short and long term success of the individuals and families we serve.  If you succeed we succeed!  
 
I have worked in banking since 1979 and more specifically in mortgage lending since 1989.   If you are looking to buy your first home, your dream home or an investment property I would love to help you discover the loan program that best meets your needs.  I am a former Chairman of the Affordable Housing Committee of the Utah Mortgage Lenders Association.   I have and do continue to interface with numerous non-profit consumer advocacy entities that promote homeownership for lower income families and individuals and so I am familiar with programs that might help you or someone you know to discover and utilize these options successfully.  Obviously, for almost everyone the best mortgage is the one we paid off.   I have been able to help individuals and families (including my own) become completely debt free on a moderate income.  If that is a goal you would like to realize, we can discuss how the appropriate mortgage can help you become debt free.

Let our team help  your team to win!